When it comes to non-performing mortgage loans, we tend to mix the good with the bad, with reference not only to the different types of mortgaged assets (see also “Very special servicing”, this issue will be deepened detail in the … Continue reading →

Generally speaking, the Italian mortgage market is finding it difficult to get moving again. In fact, a mismatch between supply and demand has been observed for various reasons (see also the “Non-performing loans: the opinion of the subjects directly involved/1”.article.) … Continue reading →

Indeed, the insiders will have noticed an increase of the participation to real estate auctions in the last 12 months. Probably, the vision of the most farsighted experts of the field is taking place. For some years now, they have … Continue reading →

There is a substantial difference between credits and mortgage credits, which goes well beyond guarantees. Mortgage credits refer to credits to which an executive or insolvency privilege is granted at a certain degree. However, everyone (including some insiders) should know … Continue reading →

The macro scenario of our market is finding a new balance thanks to the improving (or at least in view of it) of the two major pending operations. Brussels has approved the restructuring plan of MPS, which includes the sale … Continue reading →

The title of the article recalls and refers to an intervention made during the recent NPL Meeting held in Venice, which compared the NPL market with the economic theory of the lemon market. This reference will be familiar to those … Continue reading →

Unauthorized personnel n talk about NPL meaning a melting pot of different situations, all united by the fact that someone is not paying someone else for a long time. Authorized personnel divided roughly these loans between “mortgage” and “unsecured”, meaning … Continue reading →

How are pledged real estate properties and mortgage credits assessed? It is quite complex, since in our Country it is difficult to price a real estate on a free market , and this controversial issue is often debated by accountants, … Continue reading →

Any debate on Italy and its comparison with the other Countries worldwide inevitably highlight the unsuitableness of our Country from an economic, policy and legal point of view. We all have certainly compared the events occurred in Italian with those … Continue reading →

When it comes to non-performing loans, the media and leading operators in this sector all agree upon the necessity tospeed up the recovery procedures. Last week,during the Monza conference,most of the lectures – and even the coffee breaks – highlighted … Continue reading →